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0800 25 99 25
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1/10
How old are you ?
2/10
Why are looking for cover today ?
Life
Insurance
Protect
My Income
Cover myself in
case of illness
Review
Existing Policy
Cover
Personal Debt
Protect
My Business
3/10
If you passed away, how much would you
want to leave for your family ?
$500,000
4/10
What is your gender ?
Have you smoked in the last 12 months?
5/10
How much do you earn per year ?
Approximately $36,000 per / year
6/10
What best describes your occupation ?
Qualified Professional
Professional or management position, including CEO, accountant, architect, engineer, doctor.
Qualified
Professional
Skilled Labour
My duties involve getting out and about on a regular basis. e.g. Airport manager, administrator, hospital, prison, midwife, hotel manager.
Skilled
Labour
Skilled Light Manual Work
Light manual work performed by skilled people. e.g. Auto electrician, building inspector,chief, plumber.
Skilled Light
manual work
Medium Manual Work
Baker, bricklayer, bus driver, skilled factory worker, painter
Medium
manual work
Heavy Manual Work
Crane driver, Drain-layer, Prison officer, scaffolder
Heavy
manual work
Unemployed
People who don’t have paid employment. You could be retried, a parent at home or unemployed for example.
 
Unemployed
7/10
Would you want a tax free lump sum payment to help in time of serious critical illness ?
(cancer, stroke, heart attack etc)
8/10
Over and above ACC and Critical Illness benefit, are you interested in some form of Monthly Income Replacement ?
 
9/10
Is Anxiety, Burnout, Depression or other Mental Health a concern for you?
 
10/10
The last question, when choosing an insurance company, what are the three most important things to you?
Easy to deal with
The cheapest premiums
Best Records of Paying Claims
Independent financial credit rating
Options to level your premiums
What will premiums increase be in the future?
Total Amount
Life Cover
Pays a lump sum of money if you die, or if you’re diagnosed as terminally ill and expected to die within the next 12 months.
$450,000
$0
per week
Trauma | Critical Illness
Pays a lump sum of money if you’re diagnosed with a defined medical condition, such as cancer, stroke, heart attack and more.
$72,000
$0
per week
Income Protection
Pays a monthly benefit if you’re unable to work because of illness or accident for an agreed period, after an agreed waiting period.
$0
$0
per week
2 YEARS
5 YEARS
Estimate Premium
$
LifeCovered works with New Zealand’s Best Life Insurance companies and this calculator provides an estimate based on Asteron’s standard premium rates for your age, gender and smoker status without taking into account your personal circumstances. Your personal circumstances can affect Asteron’s ability to provide cover, and the rates or terms at which that cover may be offered.
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Schedule a no obligation chat with one of our expert advisers
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Benefit include
Receive Two Months Free *
Premiums Holiday *
Free $50,000 Kids Cover *
* Get cover today and in the next 12 months, we pay your first and the twelfth month premiums.
* Let’s you stop paying premiums for up to six months if you experience financial hardship.
  You can still make claims during this time.
* You can have free trauma insurance for each of your children or grandchildren as part of your policy.